Saturday, August 21, 2010
Do You Have a Shopping Fund?
Credit cards can get you in trouble, especially when it comes to shopping (unless you are really smart with budgeting what you charge). So how do you save money when it comes to funding your shopping habits? Personally, I like to cut back on the little things, cause the little things can add up. Here 5 ways to regularly save money so that you can go on mini-shopping trips when the time is right:
- Bring your lunch to work
- Make home-cooked dinner meals (the sushi restaurant will always be there)
- Make coffee vs. a $4 Starbucks coffee every morning
- Keep your electricity bill low by turning lights, air conditioners, and computers off when you're not using them
- Pay bills on time in order to avoid late charges
While most of these tips are common sense, it's amazing how many people don't pay attention to how quickly costs can throw you off. I'll admit it: I keep a piggy bank specifically to fund my shopping trips. Change can quickly add up, and it feels great to pour out my change after a month, and voila! Thirty dollars emerges. Depending on where I shop, whether online or in a retail hot spot, it is total satisfaction to know that I am not sacrificing other expenses to buy jeans, shoes, blouses, dresses, and/or accessories. 'Cause in this day and age, you gotta be smart where it counts.
So let's hear it. What are your tips for saving money?
Photo Credit: http://www.downtown.loftsinthelou.com